Offers information, education, and counseling to enhance your abilities to manage money and invest in your future. Personal Financial Management services include:

Credit Reports & Understanding Credit – 25% of credit reports have serious errors. These errors will impact your ability to take out a loan or significantly increase the interest rate you pay, restrict employment opportunities, affect your security clearance, determine how much security deposit is required for utilities, rent, etc. The Fair Credit Reporting Act requires each of the three major consumer reporting companies, Equifax, Experian, and TransUnion, to provide you with a free copy of your credit report, at your request, once every 12 months. You can access your free reports through the following website at Annual Credit Report.

Financial Planning – Money does matter! Living paycheck to paycheck leaves little breathing room. Budget your money and you’ll see where you can cut back and begin building emergency funds. Call to schedule a one-on-one appointment to meet with a financial counselor.

Where are you financially? – Analyzing your spending habits will allow you to see where your money is going, enable you to institute changes, and prevent you from making a financial commitment before you are ready. No matter what your results are, financial counseling is FREE at the Military and Family Readiness Center and can assist you in finding solutions that will benefit you, your family, and your career.

Debt Management – Would you like to see exactly how much interest you are paying to your creditors and have got a plan to get out of debt? The University of Utah developed PowerPay Take a minute to establish an account.

Keys to Investing Success: Building Your Financial Foundation – This workshop is designed to give Airmen a general overview of personal financial management. Topics covered include spending plans, financial goal setting, emergency savings, debt management, investing, and much more.

Improving your credit score – This workshop is designed to help Airman understand the importance of maintaining a good credit score, how to access their credit score, what makes up a credit score, and how to improve their credit score.

Investing in your future: Thrift Savings Plan – This workshop is designed to help Airman understand the importance of saving for retirement. The workshop will cover an overview of the Thrift Savings Plan, how to enroll, and investment options.

Home Buying Seminar – This workshop is designed for Airmen looking to purchase a home.

The Military & Family Readiness Center assists spouses, individuals who are transitioning out of the military, and other authorized personnel with obtaining employment.  We provide employment skills training to prepare you for the job search – resume writing, interview skills, local job market information, and so much more!  

Explore opportunities and apply for jobs in the Federal Government: USAJobs

Services Offered:

One-on-one career counseling – Individual assistance is available for career coaching, resume review, learning about the local area job market, etc.

Employment Skills Classes:

Civilian Resume/Job Search Class – Learn how to develop an effective resume, conduct a job search and get important tips on the interview process.

Federal Resume Writing – Learning the ins and outs on how to write the USAJOBs Federal resume as well as understanding how to read and interpret the job announcement.

LinkedIn Class – Learn how to develop a professional networking profile to aid in your job search.

Military Spouse Employment Partnership (MSEP) – MSEP provides military spouses with access to employment opportunities available thru a broad range of industries and trades with opportunities in finance, healthcare, retail, staff, technology, and specialty areas to name just a few.

MyCAA Scholarship (Military Spouse Career Advancement Account) – MyCAA provides up to $4,000 of financial assistance to eligible military spouses who are pursuing a license, certification, or Associate’s degree in a portable career field and occupation.

Military OneSource Spouse Education and Career Opportunities (SECO) – SECO can help you search for information on portable careers, get you started on your education, finalize that perfect resume, or assist you with your career planning.

Assists service members and their families in managing the challenges of deployments and separations before, during, and after they occur. Personal and Family Readiness offers the following programs:

Pre-deployment Briefing: Mandatory briefing for the military member (spouses encouraged to attend) covering, Red Cross, services for families during deployment, AFAS services, and overview of handouts.

Reintegration Briefing: Mandatory briefing for the military member (spouses encouraged to attend). This class covers the stress of reunion on the family; communication challenges that can occur, and the truth about expectations for those returning from deployment. The post-deployment workshop features briefings by: M&FRC, Mental Health, Chaplain, Sexual Assault Response Coordinator, Family Advocacy, and the Military Family Life Counselor (MFLC).

Hearts Apart Program: Open to immediate family members who have a loved one currently deployed, on a remote tour or TDY. Allows deployed family members to network and interact with fellow families.

Assists our military families with their relocation needs–both in and out of Kunsan AB

Newcomers/Korean Readiness Orientation  – Wing-wide program, held monthly to welcome military members and their families to the base; Briefers include representatives from the base and community to provide information on Kunsan AB and the local area. Newcomers Orientation is mandatory for all active duty newcomers; family members and new DOD employees are welcome to attend. For scheduling, active duty, please contact your CSS during in-processing and DOD employees see the Civilian Personnel Office (CPO).

Sponsorship – Sponsors must be trained upon appointment to sponsorship duties. This training expires one year from the date of the training.

Moving Made Easy-Helpful Websites

Military Homefront: http://www.militaryinstallations.dod.mil/pls/psgprod/f?p=MI:ENTRY Select Plan My Move 

Military One Source: www.militaryonesource.com or call toll free 1-800-342-9647

       Pay Entitlements: airforce.com/pay-and-benefits

      Shipping Personally Owned Vehicle (POV):  http://www.pcsmypov.com

     Shipping Household Goods (Defense Personal      Property System DPS: DPS - Prod (move.mil) or call    Commercial: 210-652-3357; DSN: 487-3357

The Transition Assistance Program (TAP) provides retiring, separating, and demobilizing Service members the information, skills, and knowledge needed to make a successful transition to the civilian sector. TAP services should be started at the one-year point for separating and the two-year point for retiring Service members.

Step 1: Pre-Separation Counseling (Mandatory) - Pre-separation counseling must be accomplished no less than 90 days before separation but optimally at the one-year point for separating and two-year point for retiring Service members. Pre-Separation counseling represents the most holistic, personal, and extended component of TAP. Counseling is offered most Weds.

eBenefits Account (Mandatory) - This portal is a one-stop shop for benefits-related online tools and information for Wounded Warriors, Veterans, Servicemembers, and families of Service Members. Members must register with their CAC at www.ebenefits.va.gov. and members must also create username and password at Login.gov. Members should bring proof of registration to their pre-separation counseling.

Step 2: 5-Day TAP Workshop (Mandatory) - Department of Defense, Department of Labor, and Veterans Affairs partnership. The workshop will cover Transition Overview, Military Occupation Code Crosswalk, Financial Planning, DoL Employment Workshop, and VA Benefits Briefing I & II.

Step 3: Capstone (Mandatory) - One on one appointment with Community Readiness Consultant/Specialist.

Step 4: 2-Day Tracks (Optional)

Entrepreneurship Track: Boots to Business – Facilitated by Small Business Administration, this track is for those individuals who are interested in developing a small business or franchise. 

Higher Education Track – Facilitated by the Department of Defense, this track is for those who plan to focus on their academic goals after they transition from the military. 

Career Exploration and Planning – Facilitated by Veterans Affairs, this track is for individuals who have determined that technical training best supports their career goal. 

DOL Employment Track - Facilitated by Small Business Administration (SBA) the Employment Track assist members seeking employment with resume writing, interviewing skills, networking, labor market information and federal employment.

Casualty Assistance Representative (CAR)

The M&FRC CAR provides prompt reporting, dignified and humane notification, and efficient, thorough, and compassionate assistance to family members.  The CAR provides guidance to commanders, casualty assistance representatives, family assistance representatives, and many other support agencies to ensure members and their families are taken care of as expeditiously as possible in a family emergency.

Survivor Benefit Plan (SBP)

 The Survivor Benefit Plan (SBP) is a program through which the Department of Defense provides monthly, cost-of-living-adjusted income to eligible survivors of Service members who die on Active Duty in the line of duty, including Reserve and Air National Guard Service members who die on Federal Active Duty in the line of duty and Retired Airmen who choose to continue participating in the program after they retire.

Service members who retire due to a service-connected disability incurred while on active duty, whether Regular or Reserve, may participate in SBP.

Reserve and Air National Guard Service members may participate in the Reserve Component Survivor Benefit Plan (RCSBP) when they complete 20 years of qualifying service for non-regular retirement.

The Air Force Aid Society supports the mission of the Air Force by relieving the financial distress of service members and their families with educational assistance and through proactive programs. Below are the various programs Air Force Aid Society offers:

Financial Assistance:

• Interest-free loans/grants are available for:
• Basic Living Expenses
• Emergency Travel
• Essential Car Repair
• Education Loans and Grants
• Natural Disasters
• Dependent Funerals
• Pay, or Allotment Problems
• Medical/Dental expenses not covered by TRICARE
• Falcon Loans
  
  

To apply for assistance please go to https://portal.afas.org

The M&FRC serves as the Installation Voter Assistance (IVA) Office. The IVA Office provides uniformed Service members, their Family members and overseas citizens with information and assistance on how to request an absentee ballot and vote absentee.

Hours of Operation: Monday, Tuesday, Thursday & Friday 0800-1700, Wednesday 0900-1700

Phone: 315-782-8455

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Helpful Links:     

• https://www.afpc.af.mil/Airman-and-Family/Voting/  

• https://www.fvap.gov/  

Absentee Voters:

To register and request your ballot, fill out the Federal Post Card Application FPCA using:

• FVAPs easy on-line assistant

• FVAPs fillable PDF

• Hard-copy version from the Installation Voter Assistance Office at the M&FRC

(P) Presidential Primary | (S) State Primary | (CD) Congressional District special election | (TP) Territory Primary